In the United States, there is very limited government-funded healthcare, most of which is not accessible to international students or better put, none of which is accessible to international students and this is why you should take a look at the cheapest health insurance for international students in usa.
With a health insurance you would be sure to get a medical attention whenever needed in the US and to be honest with you, life would be very hard for you as an international student without a health insurance.
Many international students have several student insurance plans to help them cope with issues and this is a very good idea if I am to say. You can think that too.
If you are an international student studying in the United States, you may be required to have health insurance coverage for the entire time you are abroad for your own benefit. Some schools make it madatory for international students to present their medical insurance prove before they are being enrolled.
Reasons For Student Health Insurance
Insurance for students is a very important something and below are some reasons why international students need to have a medical insurance;
- Meet costs of medical emergencies
For example, in the United States, consultation fees charged by a doctor may be around USD 300 to USD 350 and this could be very high for an international student. That is over 100k in Naira assuming you are a Nigerian.
This fee is actually charged for just consultation and not even for possible treatment. This goes to tell you how much it would cost you to receive treatment when you fall sick or sustain a severe injury.
- Meet mandatory requirements for admission
Some universities in the united states have made Health insurance mandatory for international students. Without any health insurance, you won’t be enrolled into the university.
In this case, if you are findidng it difficult to get a student health insurance in the US you should be looking out for cheapest health insurance for international students in usa to know which insurance companies have cheap packages and also feature among the best or at least good student health insurance companies there.
Contrary to common perception, you are able to receive comprehensive coverage for a small premium amount. For a small amount, you enjoy the peace of mind knowing that you are covered in case of an emergency’ that is what a health insurance does for you.
Several plans are available for both international and domestic students and comparing health insurance quotes for students before making your decision could be a wise option, international students should care more about health insurance quotes as they are the ones who in a way, needs it most.
Well, how to get cheap insurance plans is what I want to talk about in this article. Sometimes we don’t just go for cheap things, we go for cheap quality things so here we will be talking about the best best health insurance for international students in usa that are also very cheap and student friendly.
Available Cheapest Health Insurance For International Students in USA
Here, I may not mention any company in particular so it doesn’t sound like I am endorsing any company over another. There are many cheap insurance companies out there but as an international student, the adivce below would be very helpful.
The advice is, try to get a valid insurance from your state before traveling to the US. Getting your student insurance in the US could be much more costlier than getting one in your country and using it in visa application.
You will present that insurance prove to your university when you get to the US and you would be enrolled so rather than going over to the united states before seeking out for student insurance why not get is cheaper in your country first?
In most cases, the cheapest health insurance for international students is the ones they got while still in their home country.
You can choose to get a lifetine insurance or an insurance that would be valid for a period of time and you would be sure to solve the issue of not being enrolled into a US university because of student health insurance this way.
Conclusion on Getting Cheap Health Insurance for International Students in USA
The cost for health care in the United States is extremely high and increases annually so if you do not have an insurance plan, you may be stuck footing the bill, it probably will outweight you at some point.
When you have a health insurance plan, your private insurance company will pay toward your eligible medical costs leaving you with a much smaller out of pocket bill. In a situation were your health status demands that you travel back to your home country for treatment, your insurance company will take care of the travel cost and in this way you sure wouldn’t have to hide sickness until it kills you.
Sometimes doctors charge up to seven times as much to an uninsured patient as they do for the insured because health insurance companies are able to negotiate drastic discounts for their patients.
Here is already enough reasons why you should care about getting health insurance as an international student. Do not try to sweep this under the carpet or maybe probably seek for a way to dodge it, it is for your own benefit. You can use the secret here to get it cheaper or you would rather prefere to pay some $300 just to consult a doctor in the US?
Good luck in all, we are always looking out for the best things for you. With our guides here, you will eventually get the opportunity to study abroad and we would stand with you throughout your period of study. SUCCESS!